⚠️ AUTHORISED FIRST SENIOR FINANCE PARTNER
Mobility Scooter Finance: Spread the Cost
Keep your savings secure for a rainy day. We provide flexible, affordable funding designed specifically for the mobility market. With low deposits and fixed interest rates, true independence starts from less than £2.00 a day.
See how affordable independence can be.
Buying a mobility scooter is a significant investment. Finance allows you to keep your 'nest egg' intact for a rainy day while paying for your scooter in small, manageable amounts from your regular pension or income.
Protect Your Savings: Keep your emergency funds untouched.
Upgrade Your Ride: Afford the model with better suspension or range for just a few pounds more per week.
Fixed Payments: Inflation-proof your purchase. Your interest rate is fixed for the full term.
Calculate your finance package.
All finance calculations are representative. Your true figures will be quoted upon application.
36 months
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Applying for finance doesn't have to be stressful.
You don't need to visit a bank or struggle with online forms. We handle the entire First Senior application for you, treating it more like a friendly chat than a bank interview.
1. Find the Perfect Fit
Browse our range online, visit our showroom at Vulcan Place, or let James bring the showroom to you. We provide free, no-pressure home demonstrations so you can test drive the models and ensure they fit your car boot before making any decisions.
2. We Do The Paperwork
We complete the proposal with you—either at our desk in Worksop or sitting at your kitchen table. The First Senior application takes about 20 minutes, and because they look at affordability rather than just a rigid credit score, we usually receive a decision the exact same day.
3. Prep, Test & Deliver
Once approved, there is a short 48-hour processing period. Our technician, Radek, will fully build, charge, and perform a comprehensive Pre-Delivery Inspection (PDI) on your new scooter before we deliver it directly to your door and show you exactly how to use it.
Frequently Asked Questions
Yes. Unlike the Motability Scheme (which is a long-term lease), First Senior Finance offers either a Personal Loan or a Hire Purchase agreement, depending on your homeowner status. In both scenarios, once you have made your final monthly payment, the mobility scooter is 100% yours to keep, sell, or part-exchange for a new model.
That is absolutely fine. First Senior Finance specialises in helping people in your exact situation. They look at your true affordability—meaning your ability to comfortably pay the monthly amount from your pension, PIP, or DLA allowance—rather than just looking at a high-street credit score.
Yes, a minimum deposit is usually required, which is typically 10% of the scooter's total price. You can pay this securely by cash or card when we sign the paperwork together.
Yes. You are never trapped in the agreement. If you come into some money or simply want to clear the balance early, First Senior will calculate a settlement figure for you, which is often less than the total remaining balance.
Not at all. While you are always welcome to visit our showroom at Unit 4 Vulcan Place in Worksop, we understand that getting to us isn't always easy. James can bring the paperwork directly to your home and complete the application with you during a free home demonstration.
Once your finance is approved (which is usually the same day), there is a mandatory 48-hour processing period. During this time, Radek will fully charge the batteries and perform a comprehensive Pre-Delivery Inspection (PDI) in our workshop to ensure your scooter is safe and ready for the road.
No. Because First Senior Finance specialises exclusively in the mobility sector, they do not impose the strict upper age limits that you often find with traditional high-street banks. Their focus is purely on ensuring that the monthly repayments fit comfortably and safely within your current budget.
We understand that past financial difficulties happen. Because First Senior looks at your application individually and considers your guaranteed income (such as pensions, DLA, or PIP), they are often able to help customers who have previously been turned down by standard lenders. It is always worth having a confidential chat with us to explore your options.
While a family member cannot take out the finance solely on your behalf, they can certainly be added to the agreement as a joint applicant. We are more than happy to sit down with both of you during a showroom visit or home demonstration to explain exactly how a joint application works and complete the paperwork together.